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  3. While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.

While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.

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  • Lova Widmark :cpp_language:Z This user is from outside of this forum
    Lova Widmark :cpp_language:Z This user is from outside of this forum
    Lova Widmark :cpp_language:
    wrote last edited by
    #1

    RE: https://social.lansky.name/@hn100/116047223853314925

    While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.

    We can already see in Sweden, how Swish has created digital exclusion, where some people cannot pay for products and services, just because they have the wrong/too old phone.

    Cards might not be perfect, but at least they are ~20€/year pieces of plastic, not 500€ phones that can become unsupported at any point in time.

    Lova Widmark :cpp_language:Z Tor LillqvistT 2 Replies Last reply
    0
    • Lova Widmark :cpp_language:Z Lova Widmark :cpp_language:

      RE: https://social.lansky.name/@hn100/116047223853314925

      While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.

      We can already see in Sweden, how Swish has created digital exclusion, where some people cannot pay for products and services, just because they have the wrong/too old phone.

      Cards might not be perfect, but at least they are ~20€/year pieces of plastic, not 500€ phones that can become unsupported at any point in time.

      Lova Widmark :cpp_language:Z This user is from outside of this forum
      Lova Widmark :cpp_language:Z This user is from outside of this forum
      Lova Widmark :cpp_language:
      wrote last edited by
      #2

      Of course, the irony here is that this will likely just end up getting rid of one US based duopoly in favor of strengthening another one (Apple and Google).

      European alternatives such as #Jolla are effectively locked out of these solutions, because they have too little market share, and these payment solutions are not open spec whatsoever.

      No one is talking about how to break that status quo. Why would anyone want to get a phone/OS combo that locks you out of fundamental things in society?

      Lova Widmark :cpp_language:Z 1 Reply Last reply
      0
      • Lova Widmark :cpp_language:Z Lova Widmark :cpp_language:

        Of course, the irony here is that this will likely just end up getting rid of one US based duopoly in favor of strengthening another one (Apple and Google).

        European alternatives such as #Jolla are effectively locked out of these solutions, because they have too little market share, and these payment solutions are not open spec whatsoever.

        No one is talking about how to break that status quo. Why would anyone want to get a phone/OS combo that locks you out of fundamental things in society?

        Lova Widmark :cpp_language:Z This user is from outside of this forum
        Lova Widmark :cpp_language:Z This user is from outside of this forum
        Lova Widmark :cpp_language:
        wrote last edited by
        #3

        I want to stress that this is obviously not Jolla's fault, but rather an unfortunate side effect of payment solutions being pushed by banks and other corporate entities which do not care about inclusivity in the digital space.

        All payment solutions as well as digital identification *must* be completely open spec for anyone to implement, otherwise they are flawed by design.

        Troed SångbergT Antti Peltola ⁂A 2 Replies Last reply
        0
        • Lova Widmark :cpp_language:Z Lova Widmark :cpp_language:

          I want to stress that this is obviously not Jolla's fault, but rather an unfortunate side effect of payment solutions being pushed by banks and other corporate entities which do not care about inclusivity in the digital space.

          All payment solutions as well as digital identification *must* be completely open spec for anyone to implement, otherwise they are flawed by design.

          Troed SångbergT This user is from outside of this forum
          Troed SångbergT This user is from outside of this forum
          Troed Sångberg
          wrote last edited by
          #4

          @znurre I'm hoping the EUdi will solve this.

          "the EU digital wallets will be open-source licensed"

          https://digital-strategy.ec.europa.eu/en/policies/eudi-regulation

          1 Reply Last reply
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          • Lova Widmark :cpp_language:Z Lova Widmark :cpp_language:

            I want to stress that this is obviously not Jolla's fault, but rather an unfortunate side effect of payment solutions being pushed by banks and other corporate entities which do not care about inclusivity in the digital space.

            All payment solutions as well as digital identification *must* be completely open spec for anyone to implement, otherwise they are flawed by design.

            Antti Peltola ⁂A This user is from outside of this forum
            Antti Peltola ⁂A This user is from outside of this forum
            Antti Peltola ⁂
            wrote last edited by
            #5

            @znurre

            I miss the days when you could still SSH to your bank (Nordea) with a credit card sized challenge-response codebook.

            1 Reply Last reply
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            • Lova Widmark :cpp_language:Z Lova Widmark :cpp_language:

              RE: https://social.lansky.name/@hn100/116047223853314925

              While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.

              We can already see in Sweden, how Swish has created digital exclusion, where some people cannot pay for products and services, just because they have the wrong/too old phone.

              Cards might not be perfect, but at least they are ~20€/year pieces of plastic, not 500€ phones that can become unsupported at any point in time.

              Tor LillqvistT This user is from outside of this forum
              Tor LillqvistT This user is from outside of this forum
              Tor Lillqvist
              wrote last edited by
              #6

              @znurre Not to mention that people just visiting Sweden can’t purchase things from vendors that only take Swish.

              1 Reply Last reply
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