Denmark has implemented this change now: https://www.nationalbanken.dk/en/news-and-knowledge/publications-and-speeches/other-publications/2026/status-of-the-card-payment-contingency-measure-in-denmarkSweden should be done with the implementation by 1 July 2026: https://www.riksbank.se/en-gb/payments--cash/payment-preparedness/offline-payments/