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  3. If you are in the UK, do you have a UK Global Health Insurance Card?

If you are in the UK, do you have a UK Global Health Insurance Card?

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  • Neil BrownN Neil Brown

    If you are in the UK, do you have a UK Global Health Insurance Card?

    I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

    (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

    ilmariI This user is from outside of this forum
    ilmariI This user is from outside of this forum
    ilmari
    wrote last edited by
    #2

    @neil I have both a GHIC and an EHIC!

    Neil BrownN 1 Reply Last reply
    0
    • Neil BrownN Neil Brown

      If you are in the UK, do you have a UK Global Health Insurance Card?

      I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

      (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

      Ben HammondB This user is from outside of this forum
      Ben HammondB This user is from outside of this forum
      Ben Hammond
      wrote last edited by
      #3

      @neil

      thats a Brexit Benefit isn't it; the EHIC was rebranded as the GHIC to better represent Global Britain.

      I use one for travel to Europe.

      1 Reply Last reply
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      • ilmariI ilmari

        @neil I have both a GHIC and an EHIC!

        Neil BrownN This user is from outside of this forum
        Neil BrownN This user is from outside of this forum
        Neil Brown
        wrote last edited by
        #4

        @ilmari I have an expired EHIC (which is probably the same as "not having an EHIC"), but I didn't know about the GHIC.

        ilmariI 1 Reply Last reply
        0
        • Neil BrownN Neil Brown

          If you are in the UK, do you have a UK Global Health Insurance Card?

          I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

          (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

          Rachel LawsonR This user is from outside of this forum
          Rachel LawsonR This user is from outside of this forum
          Rachel Lawson
          wrote last edited by
          #5

          @neil your travel insurance will expect you to use it if you are in EU hospital. Might not cover the difference.

          Neil BrownN 1 Reply Last reply
          0
          • Rachel LawsonR Rachel Lawson

            @neil your travel insurance will expect you to use it if you are in EU hospital. Might not cover the difference.

            Neil BrownN This user is from outside of this forum
            Neil BrownN This user is from outside of this forum
            Neil Brown
            wrote last edited by
            #6

            @rachel Ooh, interesting - thanks!

            Rachel LawsonR 1 Reply Last reply
            0
            • Neil BrownN Neil Brown

              If you are in the UK, do you have a UK Global Health Insurance Card?

              I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

              (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

              MichaelM This user is from outside of this forum
              MichaelM This user is from outside of this forum
              Michael
              wrote last edited by
              #7

              @neil Yes. Got one last time I travelled to Germany (to replace a lost EHIC.)

              I have used the EHIC in the past to claim free healthcare for my child and it's very very useful indeed.

              MichaelM 1 Reply Last reply
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              • Neil BrownN Neil Brown

                If you are in the UK, do you have a UK Global Health Insurance Card?

                I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

                (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

                scmbradleyS This user is from outside of this forum
                scmbradleyS This user is from outside of this forum
                scmbradley
                wrote last edited by
                #8

                @neil I have one. I don't know how useful it is because I have, thankfully, never had to use it.

                1 Reply Last reply
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                • MichaelM Michael

                  @neil Yes. Got one last time I travelled to Germany (to replace a lost EHIC.)

                  I have used the EHIC in the past to claim free healthcare for my child and it's very very useful indeed.

                  MichaelM This user is from outside of this forum
                  MichaelM This user is from outside of this forum
                  Michael
                  wrote last edited by
                  #9

                  @neil Worth saying that your travel insurance in Europe will likely not be valid (or at least make any claim very hard) if you don't have a GHIC or EHIC (although I suspect the last EHICs have now expired given their 5 year lifteime? Not sure).

                  Neil BrownN Interpipes ๐Ÿ’™I Marcus NobleM J 4 Replies Last reply
                  0
                  • Neil BrownN Neil Brown

                    @rachel Ooh, interesting - thanks!

                    Rachel LawsonR This user is from outside of this forum
                    Rachel LawsonR This user is from outside of this forum
                    Rachel Lawson
                    wrote last edited by
                    #10

                    @neil to be honest, it is possible to get the details on a temporary card, if you actually needed it suddenly. But thatโ€™s more effort at a time you might not want more effort.

                    1 Reply Last reply
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                    • MichaelM Michael

                      @neil Worth saying that your travel insurance in Europe will likely not be valid (or at least make any claim very hard) if you don't have a GHIC or EHIC (although I suspect the last EHICs have now expired given their 5 year lifteime? Not sure).

                      Neil BrownN This user is from outside of this forum
                      Neil BrownN This user is from outside of this forum
                      Neil Brown
                      wrote last edited by
                      #11

                      @michael I noticed the other day that my EHIC had expired (a while back); now I have sorted out a GHIC anyway!

                      1 Reply Last reply
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                      • MichaelM Michael

                        @neil Worth saying that your travel insurance in Europe will likely not be valid (or at least make any claim very hard) if you don't have a GHIC or EHIC (although I suspect the last EHICs have now expired given their 5 year lifteime? Not sure).

                        Interpipes ๐Ÿ’™I This user is from outside of this forum
                        Interpipes ๐Ÿ’™I This user is from outside of this forum
                        Interpipes ๐Ÿ’™
                        wrote last edited by
                        #12

                        @michael @neil hmm, with the strong caveat that nobody should ever rely on this and you should get the correct paperwork ahead of travelling anywhere for any reason, my previous understanding - certainly under the ehic days - was that in practice insurers will still sort you out, they'll just expect you to fill out the paperwork and then they will get reimbursed after the fact, has this changed in ghic era?

                        1 Reply Last reply
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                        • Neil BrownN Neil Brown

                          If you are in the UK, do you have a UK Global Health Insurance Card?

                          I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

                          (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

                          StevanW This user is from outside of this forum
                          StevanW This user is from outside of this forum
                          Stevan
                          wrote last edited by
                          #13

                          @neil Used to have the EU reciprocal one, so thanks for this post, a reminder that things have changed.

                          1 Reply Last reply
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                          • Neil BrownN Neil Brown

                            @ilmari I have an expired EHIC (which is probably the same as "not having an EHIC"), but I didn't know about the GHIC.

                            ilmariI This user is from outside of this forum
                            ilmariI This user is from outside of this forum
                            ilmari
                            wrote last edited by
                            #14

                            @neil When I got them in 2024, I first got a GHIC, believing it covered a superset of the countries covered by the EHIC. Then I read more closely and realised that it didn't (at the time) cover the EEA, so I had to get an EHIC as well.

                            1 Reply Last reply
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                            • MichaelM Michael

                              @neil Worth saying that your travel insurance in Europe will likely not be valid (or at least make any claim very hard) if you don't have a GHIC or EHIC (although I suspect the last EHICs have now expired given their 5 year lifteime? Not sure).

                              Marcus NobleM This user is from outside of this forum
                              Marcus NobleM This user is from outside of this forum
                              Marcus Noble
                              wrote last edited by
                              #15

                              @michael @neil My EHIC expires next year! I renewed it right at the cut-off point ๐Ÿ˜†

                              1 Reply Last reply
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                              • Neil BrownN Neil Brown

                                If you are in the UK, do you have a UK Global Health Insurance Card?

                                I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

                                (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

                                ๐Ÿ”ถMark Nicoll 3.5%๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ๐Ÿ‡ฌ๐Ÿ‡ง๐Ÿ‡ช๐Ÿ‡บ๐Ÿ‡บ๐Ÿ‡ณD This user is from outside of this forum
                                ๐Ÿ”ถMark Nicoll 3.5%๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ๐Ÿ‡ฌ๐Ÿ‡ง๐Ÿ‡ช๐Ÿ‡บ๐Ÿ‡บ๐Ÿ‡ณD This user is from outside of this forum
                                ๐Ÿ”ถMark Nicoll 3.5%๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ๐Ÿ‡ฌ๐Ÿ‡ง๐Ÿ‡ช๐Ÿ‡บ๐Ÿ‡บ๐Ÿ‡ณ
                                wrote last edited by
                                #16

                                @neil
                                I had an EHIC, and as far as I can tell the GHIC is only garaunteed to work in European countries anyway. Or at least it's only Necessary in the EU.
                                Probably doesn't hurt to have something to flash around if you need emergency care anywhere though.

                                1 Reply Last reply
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                                • Neil BrownN Neil Brown

                                  If you are in the UK, do you have a UK Global Health Insurance Card?

                                  I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

                                  (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

                                  Derick RethansD This user is from outside of this forum
                                  Derick RethansD This user is from outside of this forum
                                  Derick Rethans
                                  wrote last edited by
                                  #17

                                  @neil I have both the GHIC, and the EHIC.

                                  1 Reply Last reply
                                  0
                                  • Neil BrownN Neil Brown

                                    If you are in the UK, do you have a UK Global Health Insurance Card?

                                    I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

                                    (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

                                    Sebastian CraneS This user is from outside of this forum
                                    Sebastian CraneS This user is from outside of this forum
                                    Sebastian Crane
                                    wrote last edited by
                                    #18

                                    @neil Yes, although I forgot to bring it with me on the first overseas trip I made after applying - which I believe can make things more difficult than not having one at all (luckily it was not needed).

                                    The prominent Union Jack on the card should also mean that I can prove that I'm British to skeptics, but somehow everyone already seems to know ๐Ÿค”

                                    1 Reply Last reply
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                                    • MichaelM Michael

                                      @neil Worth saying that your travel insurance in Europe will likely not be valid (or at least make any claim very hard) if you don't have a GHIC or EHIC (although I suspect the last EHICs have now expired given their 5 year lifteime? Not sure).

                                      J This user is from outside of this forum
                                      J This user is from outside of this forum
                                      Jumbt
                                      wrote last edited by
                                      #19

                                      @michael @neil you can apply for a provisional replacement certificate or for a reimbursement of healthcare costs if you need treatment and don't have your card so travel insurance shouldn't be invalidated ๐Ÿ™‚ Most insurers will put costs through the GHIC scheme rather than pay out where they can though

                                      1 Reply Last reply
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                                      • Neil BrownN Neil Brown

                                        If you are in the UK, do you have a UK Global Health Insurance Card?

                                        I didn't know that they were a thing until recently, and I'm not entirely sure how useful they are (but I've applied for one anyway).

                                        (https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic/)

                                        leah & flutters & nose, oh my!M This user is from outside of this forum
                                        leah & flutters & nose, oh my!M This user is from outside of this forum
                                        leah & flutters & nose, oh my!
                                        wrote last edited by
                                        #20

                                        @neil i don't have a passport (that's either current or in my current name) so it'd seem to be redundant... of course, this may change, depending on how the next 3 years pan out

                                        Neil BrownN 1 Reply Last reply
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                                        • leah & flutters & nose, oh my!M leah & flutters & nose, oh my!

                                          @neil i don't have a passport (that's either current or in my current name) so it'd seem to be redundant... of course, this may change, depending on how the next 3 years pan out

                                          Neil BrownN This user is from outside of this forum
                                          Neil BrownN This user is from outside of this forum
                                          Neil Brown
                                          wrote last edited by
                                          #21

                                          @mewsleah Yes, I can see how it would be of limited value in that context ๐Ÿ™‚

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