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  3. ’Denmark Switches.’ A national campaign to collectively move off Big Tech.

’Denmark Switches.’ A national campaign to collectively move off Big Tech.

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danmarkskifter
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  • JohnB John

    @CiaraNi should say that I am not in onedrive and never have been <smug>

    CiaraC This user is from outside of this forum
    CiaraC This user is from outside of this forum
    Ciara
    wrote on last edited by
    #181

    @BooksandJohn Wise move!

    1 Reply Last reply
    0
    • CiaraC Ciara

      Before I could pick my 2026 goal for #DanmarkSkifter, I did a digital status. I was mildly surprised when I saw my 2025 digital changes together. I looked at the list and thought: ’Tell me you hang out in the Fediverse without telling me you hang out in the Fediverse.’

      From Outlook to Tuta
      From Office to Libre
      From MS Authenticator to Ente Authenticator
      From Google Play to F-Droid
      From Spotify to AntennaPod
      From Firefox to Vivaldi
      From DuckDuckGo to NoAIDuckDuckGo
      And I bought a back-up drive.

      CiaraC This user is from outside of this forum
      CiaraC This user is from outside of this forum
      Ciara
      wrote on last edited by
      #182

      I've added a new 2026 Digital Resolution to my 'Denmark switches from Big Tech' goals.

      I had already switched from Patreon to Steady. Thanks to @JohanEmpa for making that possible after he added Steady as a Mastodon.green payment option.

      Now my Microsoft subscription is the only thing left on PayPal and I'm almost deMicrosofted. So I'll be cancelling, not renewing, that. So now I commit to deleting my PayPal account. Today. Inspired by @oldrup, who just did this.

      #DanmarkSkifter

      CiaraC hpmaennicke 📯🔐H shomS JohnJ 4 Replies Last reply
      0
      • CiaraC Ciara

        I've added a new 2026 Digital Resolution to my 'Denmark switches from Big Tech' goals.

        I had already switched from Patreon to Steady. Thanks to @JohanEmpa for making that possible after he added Steady as a Mastodon.green payment option.

        Now my Microsoft subscription is the only thing left on PayPal and I'm almost deMicrosofted. So I'll be cancelling, not renewing, that. So now I commit to deleting my PayPal account. Today. Inspired by @oldrup, who just did this.

        #DanmarkSkifter

        CiaraC This user is from outside of this forum
        CiaraC This user is from outside of this forum
        Ciara
        wrote on last edited by
        #183

        Done

        #DanmarkSkifter

        borisentiuB AnnieT 2 Replies Last reply
        0
        • CiaraC Ciara

          I've added a new 2026 Digital Resolution to my 'Denmark switches from Big Tech' goals.

          I had already switched from Patreon to Steady. Thanks to @JohanEmpa for making that possible after he added Steady as a Mastodon.green payment option.

          Now my Microsoft subscription is the only thing left on PayPal and I'm almost deMicrosofted. So I'll be cancelling, not renewing, that. So now I commit to deleting my PayPal account. Today. Inspired by @oldrup, who just did this.

          #DanmarkSkifter

          hpmaennicke 📯🔐H This user is from outside of this forum
          hpmaennicke 📯🔐H This user is from outside of this forum
          hpmaennicke 📯🔐
          wrote on last edited by
          #184

          @CiaraNi @JohanEmpa @oldrup

          I use #wise instead PayPal.
          https://wise.com/ ☺️

          CiaraC PepijnP 2 Replies Last reply
          0
          • CiaraC Ciara

            Done

            #DanmarkSkifter

            borisentiuB This user is from outside of this forum
            borisentiuB This user is from outside of this forum
            borisentiu
            wrote on last edited by
            #185

            @CiaraNi 💪

            CiaraC 1 Reply Last reply
            0
            • borisentiuB borisentiu

              @CiaraNi 💪

              CiaraC This user is from outside of this forum
              CiaraC This user is from outside of this forum
              Ciara
              wrote on last edited by
              #186

              @borisentiu I'm working on the 'every little step helps you get there' principle!

              borisentiuB 1 Reply Last reply
              0
              • hpmaennicke 📯🔐H hpmaennicke 📯🔐

                @CiaraNi @JohanEmpa @oldrup

                I use #wise instead PayPal.
                https://wise.com/ ☺️

                CiaraC This user is from outside of this forum
                CiaraC This user is from outside of this forum
                Ciara
                wrote on last edited by
                #187

                @hpmaennicke A European alternative - ah. I hadn't heard of it. Thanks for the tip.

                @JohanEmpa @oldrup

                1 Reply Last reply
                0
                • CiaraC Ciara

                  @borisentiu I'm working on the 'every little step helps you get there' principle!

                  borisentiuB This user is from outside of this forum
                  borisentiuB This user is from outside of this forum
                  borisentiu
                  wrote on last edited by
                  #188

                  @CiaraNi That's even a rather big step! Am still moving slowly in regard to payment, so your success is inspiring.

                  1 Reply Last reply
                  0
                  • CiaraC Ciara

                    I've added a new 2026 Digital Resolution to my 'Denmark switches from Big Tech' goals.

                    I had already switched from Patreon to Steady. Thanks to @JohanEmpa for making that possible after he added Steady as a Mastodon.green payment option.

                    Now my Microsoft subscription is the only thing left on PayPal and I'm almost deMicrosofted. So I'll be cancelling, not renewing, that. So now I commit to deleting my PayPal account. Today. Inspired by @oldrup, who just did this.

                    #DanmarkSkifter

                    shomS This user is from outside of this forum
                    shomS This user is from outside of this forum
                    shom
                    wrote on last edited by
                    #189

                    @CiaraNi found a few things with the steady branding, but in guessing it's this: https://steady.page/? I'd like recommend an alternative to creators I support on Patreon. But Steady's credit card fees + 10% commission seems quite steep.
                    I use https://liberapay.com/ wherever that's an option. I also like being able to have the monthly support charged as a lumpsum to reduce fees further. But unfortunately they don't have an ad-free RSS link for podcast functionality, which is my biggest Patreon spend.

                    @JohanEmpa @oldrup

                    CiaraC 1 Reply Last reply
                    0
                    • hpmaennicke 📯🔐H hpmaennicke 📯🔐

                      @CiaraNi @JohanEmpa @oldrup

                      I use #wise instead PayPal.
                      https://wise.com/ ☺️

                      PepijnP This user is from outside of this forum
                      PepijnP This user is from outside of this forum
                      Pepijn
                      wrote on last edited by
                      #190

                      @hpmaennicke Just to say as marketing material from these companies often blatantly lies: your own bank might very well be cheaper.

                      I just checked a couple of options with Wise between Denmark (DKK) and euro accounts in the Netherlands and Germany. In all of them my bank is cheaper. Same the other way around (euro to DKK).

                      @CiaraNi @JohanEmpa @oldrup

                      CiaraC hpmaennicke 📯🔐H 2 Replies Last reply
                      0
                      • PepijnP Pepijn

                        @hpmaennicke Just to say as marketing material from these companies often blatantly lies: your own bank might very well be cheaper.

                        I just checked a couple of options with Wise between Denmark (DKK) and euro accounts in the Netherlands and Germany. In all of them my bank is cheaper. Same the other way around (euro to DKK).

                        @CiaraNi @JohanEmpa @oldrup

                        CiaraC This user is from outside of this forum
                        CiaraC This user is from outside of this forum
                        Ciara
                        wrote on last edited by
                        #191

                        @Pepijn @hpmaennicke Good to know. My own intention after deleting my Paypal is to stick with my bank card. I used PayPal for the bare minimum anyway. I want fewer companies, fewer apps etc in my life generally at this point.

                        PepijnP 1 Reply Last reply
                        0
                        • PepijnP Pepijn

                          @hpmaennicke Just to say as marketing material from these companies often blatantly lies: your own bank might very well be cheaper.

                          I just checked a couple of options with Wise between Denmark (DKK) and euro accounts in the Netherlands and Germany. In all of them my bank is cheaper. Same the other way around (euro to DKK).

                          @CiaraNi @JohanEmpa @oldrup

                          hpmaennicke 📯🔐H This user is from outside of this forum
                          hpmaennicke 📯🔐H This user is from outside of this forum
                          hpmaennicke 📯🔐
                          wrote on last edited by
                          #192

                          @Pepijn @CiaraNi @JohanEmpa @oldrup

                          I have been using Wise for more than two years for international payments, e.g., to Brazil.
                          Neither PayPal, my bank, nor Banco do Brasil, for example, can compete with it.
                          Exchange rates and fees are significantly cheaper.
                          Payments within Europe in euros cost nothing. No fees, nothing. And it's all in real time.
                          I even get really good daily interest on my credit balance, which many banks don't offer.
                          So, for me, it's the best choice.

                          PepijnP 1 Reply Last reply
                          0
                          • shomS shom

                            @CiaraNi found a few things with the steady branding, but in guessing it's this: https://steady.page/? I'd like recommend an alternative to creators I support on Patreon. But Steady's credit card fees + 10% commission seems quite steep.
                            I use https://liberapay.com/ wherever that's an option. I also like being able to have the monthly support charged as a lumpsum to reduce fees further. But unfortunately they don't have an ad-free RSS link for podcast functionality, which is my biggest Patreon spend.

                            @JohanEmpa @oldrup

                            CiaraC This user is from outside of this forum
                            CiaraC This user is from outside of this forum
                            Ciara
                            wrote on last edited by
                            #193

                            @shom Good to know. I don't know any of the ins and outs about Steady, or for that matter Patreon or other equivalents. I did notice that when I switched from Patreon to Steady for my monthly Mastodon.green membership, the price suddenly went down a little. I hadn't noticed what PayPal was taking on top. So Steady is cheaper for me making payments. I don't know how it works for the person receiving the payment.

                            shomS 1 Reply Last reply
                            0
                            • CiaraC Ciara

                              @shom Good to know. I don't know any of the ins and outs about Steady, or for that matter Patreon or other equivalents. I did notice that when I switched from Patreon to Steady for my monthly Mastodon.green membership, the price suddenly went down a little. I hadn't noticed what PayPal was taking on top. So Steady is cheaper for me making payments. I don't know how it works for the person receiving the payment.

                              shomS This user is from outside of this forum
                              shomS This user is from outside of this forum
                              shom
                              wrote on last edited by
                              #194

                              @CiaraNi thanks for sharing, always good to have values aligned options 💛

                              1 Reply Last reply
                              0
                              • CiaraC Ciara

                                Done

                                #DanmarkSkifter

                                AnnieT This user is from outside of this forum
                                AnnieT This user is from outside of this forum
                                Annie
                                wrote on last edited by
                                #195

                                @CiaraNi Good to see!👍🏽

                                CiaraC 1 Reply Last reply
                                0
                                • hpmaennicke 📯🔐H hpmaennicke 📯🔐

                                  @Pepijn @CiaraNi @JohanEmpa @oldrup

                                  I have been using Wise for more than two years for international payments, e.g., to Brazil.
                                  Neither PayPal, my bank, nor Banco do Brasil, for example, can compete with it.
                                  Exchange rates and fees are significantly cheaper.
                                  Payments within Europe in euros cost nothing. No fees, nothing. And it's all in real time.
                                  I even get really good daily interest on my credit balance, which many banks don't offer.
                                  So, for me, it's the best choice.

                                  PepijnP This user is from outside of this forum
                                  PepijnP This user is from outside of this forum
                                  Pepijn
                                  wrote on last edited by
                                  #196

                                  @hpmaennicke International payments between euro (sepa) accounts are always free if the banks were to do that transaction for free as a national transfer as well. It's a right you have and normal consumer banks follow that.

                                  Between Danish kroner and euro Wise is simply more expensive than my Danish and Dutch banks. It's the same experience with similar services. At least Wise doesn't appear to be blatantly advertising about it anymore.

                                  @CiaraNi @JohanEmpa @oldrup

                                  hpmaennicke 📯🔐H 1 Reply Last reply
                                  0
                                  • AnnieT Annie

                                    @CiaraNi Good to see!👍🏽

                                    CiaraC This user is from outside of this forum
                                    CiaraC This user is from outside of this forum
                                    Ciara
                                    wrote on last edited by
                                    #197

                                    @theappletree 👍🏻

                                    1 Reply Last reply
                                    0
                                    • PepijnP Pepijn

                                      @hpmaennicke International payments between euro (sepa) accounts are always free if the banks were to do that transaction for free as a national transfer as well. It's a right you have and normal consumer banks follow that.

                                      Between Danish kroner and euro Wise is simply more expensive than my Danish and Dutch banks. It's the same experience with similar services. At least Wise doesn't appear to be blatantly advertising about it anymore.

                                      @CiaraNi @JohanEmpa @oldrup

                                      hpmaennicke 📯🔐H This user is from outside of this forum
                                      hpmaennicke 📯🔐H This user is from outside of this forum
                                      hpmaennicke 📯🔐
                                      wrote on last edited by
                                      #198

                                      @Pepijn @VQuaschning
                                      @oldrup

                                      Euro transfers with Wise are always free, with no bank fees and even interest on your balance. It’s the cheapest option for transactions to Brazil, handling all taxes. In Brazil, users earn 10% interest on their credit balance (taxes are paid directly to authorities).
                                      As I said, it depends on your personal commitment.

                                      1 Reply Last reply
                                      0
                                      • CiaraC Ciara

                                        @Pepijn @hpmaennicke Good to know. My own intention after deleting my Paypal is to stick with my bank card. I used PayPal for the bare minimum anyway. I want fewer companies, fewer apps etc in my life generally at this point.

                                        PepijnP This user is from outside of this forum
                                        PepijnP This user is from outside of this forum
                                        Pepijn
                                        wrote on last edited by
                                        #199

                                        @CiaraNi For the past decade I've only ever had two payment accounts (one each in euro & DKK) and have never been unable to pay.

                                        I stopped looking for alternatives. Last time I did was with a company named Transferwise. They also pretended to be "cheaper than your bank", doing a lot of ads etc.. After the first transaction I figured I'd do an actual check. Aaand it would've cheaper with my bank: their online calculator thingy literally lied about what my bank would've charged me.

                                        @hpmaennicke

                                        PepijnP CiaraC hpmaennicke 📯🔐H 3 Replies Last reply
                                        0
                                        • PepijnP Pepijn

                                          @CiaraNi For the past decade I've only ever had two payment accounts (one each in euro & DKK) and have never been unable to pay.

                                          I stopped looking for alternatives. Last time I did was with a company named Transferwise. They also pretended to be "cheaper than your bank", doing a lot of ads etc.. After the first transaction I figured I'd do an actual check. Aaand it would've cheaper with my bank: their online calculator thingy literally lied about what my bank would've charged me.

                                          @hpmaennicke

                                          PepijnP This user is from outside of this forum
                                          PepijnP This user is from outside of this forum
                                          Pepijn
                                          wrote on last edited by
                                          #200

                                          Oh. As I looked what happened to Transferwise I learned it rebranded into Wise. That explains why it feels so similar 🙂

                                          Anyway. Just hope that people looking to use #Wise do a proper check with their own bank to see if it's actually cheaper. Despite claims, it might not be.

                                          @CiaraNi @hpmaennicke

                                          CiaraC hpmaennicke 📯🔐H 2 Replies Last reply
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